Microsoft of course explains their handling of personal information in their Privacy Statement (that we agree to when we download and install Windows 10), that most of us probably never read. If you are interested, here is a link to that policy:
https://www.microsoft.com/en-us/privacystatement/default.aspx
Here is the link to the Wired.com article on "The Windows 10 Security Settings that you Need to Know":
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